Business-purpose lending / Nationwide

Flips, rentals, bridges, and ground-up builds.That's the whole menu.

Programs described in plain language. Brian shops the file and answers the email himself.

Start an application

A stabilized brick fourplex at blue hour, three of four units lit from inside, wet asphalt in the foreground

01 / Programs

What we finance, plainly

Here is the shape of each loan.

Gutted single-family interior at dusk, stud walls open, one clamp light hung from a joist throwing warm light across new subfloor

Fix and flip

Purchase plus rehab on single-family and small residential, with construction funds released against completed work. Bring the scope of work, the contractor, and the exit. We will read all three.

Rent-ready duplex porch at nightfall, porch fixture on, door closed, mailbox and hose bib visible

DSCR rental loans

Long-term financing on tenant-occupied or rent-ready property, qualified on what the property collects rather than your personal tax returns. Purchase, rate-and-term, or cash-out on a seasoned rental.

A vacant corner storefront building between uses at blue hour, boarded lower windows, streetlight raking the facade

Bridge

Short-term money on a property that is between states: bought at auction, mid-lease-up, inherited by a partnership, or sitting on a loan that is about to mature. Interim capital while you get it stabilized.

New wood framing on a poured foundation under a deep indigo sky, temporary site lighting washing the studs from below

Ground-up construction

Lot, permits, budget, and a draw schedule tied to inspections. Best when your plans are approved and your builder has finished something recently that looks like what you are about to start.

A row of five near-identical townhouses at dusk, each with a single lit window, seen straight on from across the street

Rental portfolio financing

Several doors under one loan, one closing, one payment. Useful when you have assembled a handful of rentals on short-term paper and want them all sitting on something permanent.

02 / Process

How a file moves

01
Tell us what you're financing
Give us the property and the plan.
02
Brian reads these himself
He comes back with either questions or a direction — including the honest answer if this one is not a fit for us.
03
Pricing follows the address and the plan
In writing. No published pricing and no calculator, because the number on a cash-out refinance of a stabilized fourplex has nothing to do with the number on a fire-damaged flip.

03 / The desk

Who you are actually talking to

Brian Swinton

Funding Consultant

He connects real estate investors to business-purpose capital nationwide — shops the file, asks the hard questions, and stays on the deal through close.

Low aerial of a mixed residential block at blue hour, scattered lit windows across small multifamily rooftops, distant highway glow

04 / Coverage

Nationwide, with the fine print said out loud

We work with investors across the country, on business-purpose transactions. In practice that means a duplex rehab in the Midwest and a build in the Sun Belt can sit on the same desk in the same week. Rules and property types do vary by state, and some markets or asset classes fall outside what we can place. Tell us the address early and we will tell you plainly whether it is something we can shop, rather than letting you spend two weeks finding out.

05 / The one next step

Name the property.We'll tell you which of these loans it fits.

Address, budget, exit plan, borrowing entity. That is enough to start a real conversation about structure.